Why Buy Crypto with Apple Pay?
Apple Pay has revolutionized digital payments with its speed and security, making it a natural fit for cryptocurrency purchases. Using Apple Pay to buy crypto eliminates manual card entry, reduces fraud risk through tokenization, and enables near-instant transactions. With biometric authentication (Face ID/Touch ID) and end-to-end encryption, it’s one of the safest ways to enter the crypto market while avoiding the hassle of traditional banking methods.
Step-by-Step: How to Buy Crypto Using Apple Pay
- Choose a Compatible Exchange
Select platforms like Binance, Coinbase, or eToro that explicitly support Apple Pay deposits. - Create & Verify Your Account
Sign up with your email, complete KYC verification by uploading ID, and enable 2FA security. - Add Apple Pay as Payment Method
In the exchange’s payment settings, select “Apple Pay” and authenticate via your iPhone or Mac. - Select Cryptocurrency & Amount
Choose Bitcoin, Ethereum, or other coins. Enter your purchase amount in USD or local currency. - Confirm with Biometrics
Authorize the transaction using Face ID/Touch ID. Crypto will appear in your wallet within minutes.
Top Exchanges Supporting Apple Pay
- Binance: Lowest fees (0.1% per trade), 350+ coins
- Coinbase: Best for beginners, instant Apple Pay withdrawals
- eToro: Copy-trading features, supports 75+ cryptos
- Crypto.com: Apple Pay cashback rewards, Visa card integration
Key Fees and Limits to Know
While convenient, Apple Pay crypto purchases have considerations:
- Fees: Typically 1-4% per transaction (higher than bank transfers)
- Purchase Limits: $100-$10,000 daily depending on exchange and verification level
- Currency Restrictions: Primarily supports USD, EUR, GBP – check local availability
- No Direct Wallet Transfers: Apple Pay funds exchanges only; transfer crypto to external wallets afterward
Essential Security Tips
- Always verify exchange URLs to avoid phishing sites
- Enable biometric authentication + 2FA on both Apple ID and exchange account
- Start with small test transactions before large purchases
- Never share your Apple Pay verification codes
- Use hardware wallets like Ledger for long-term crypto storage
Frequently Asked Questions
Q: Can I buy Bitcoin directly with Apple Pay?
A: Yes, through supported exchanges like Coinbase and Binance. Apple Pay itself doesn’t sell crypto.
Q: Are Apple Pay crypto purchases instant?
A: Typically yes – transactions complete in under 5 minutes versus 1-5 days for bank transfers.
Q: What cryptocurrencies can I buy?
A: Major coins like BTC, ETH, DOGE, and SOL are widely available. Altcoin support varies by exchange.
Q: Is there a minimum purchase amount?
A: Usually $10-$20 minimum, with maximums based on your account verification tier.
Q: Can I sell crypto and withdraw to Apple Pay?
A: Rarely. Most exchanges only support Apple Pay for deposits. Withdrawals typically go to bank accounts.
Q: Are there geographic restrictions?
A: Apple Pay crypto buying is available in 50+ countries including US, UK, Canada, Australia, but check local exchange availability.
